Dr. Sanitha A.C. is an Assistant Professor -School of Contemporary Knowledge Systems. She holds a Doctoral Degree in Commerce from Mahatma Gandhi University, Kottayam. Her doctoral research focused on the Institutional Finance to Agriculture in Kerala. She has presented 17 papers at National as well as International Conferences and published 20 research papers peer reviewed and indexed journals. Expertise lies in Finance, Taxation, Investment, Forex etc.
Educational Qualifications
• PhD-Commerce – Mahatma Gandhi University, Kottayam (2018)
• M.Com-Finance – University of Calicut, Malappuram (2012) (College Topper)
• MBA- Finance – School of Distance Education, Central University, Pondicherry (2022)
• NET and JRF (Commerce) – University Grants Commission (2011)
• Diploma in Indian and Foreign Accounting – G-Tech Computer Education (2011)
• CMA – India (Pursuing) – The Institute of Cost Accountants of India – Thrissur Chapter (2022)
• Chartered Wealth Manager (Pursuing) – American Academy of Financial Management (2023)
Professional Experience (Research/Teaching/Industry)
• Assistant Professor on contract at the Department of Commerce, Government Arts and Science College, Ollur, Thrissur (July 2017-July 2018)
• Assistant Professor on contract at the Department of Commerce and Management Studies, University of Calicut (August 2018-March 2019)
• Assistant Professor on contract at the Department of Commerce, Government Arts and Science College, Ollur, Thrissur (July 2019-March 2020)
• Assistant Professor on contract at the Department of Commerce, Government Arts and Science College, Ollur, Thrissur (January 2021-March 2022)
• Assistant Professor on contract at the Department of Commerce, Government Arts and Science College, Ollur, Thrissur (September 2021 – February 2022)
• Visiting Faculty at the Department of Management Studies, Dr. John Mathai Centre, Aranatukara, University of Calicut (June 2021 – December 2021)
• Visiting Faculty at the Department of Management Studies, Dr. John Mathai Centre, Aranatukara, University of Calicut (June 2022 – December 2022)
INTERNATIONAL/ NATIONAL JOURNALS (14)
• Sanitha, A. C. (2022). Measures used by RBI to Revive the Indian Economy 2020-21 from the first phase of Coveid-19, Quest: Journal of Research in Business and Management, Series 2, 10, 28-31. [Scopus]
• Sanitha, A. C. (2012). Application of Least Square Technique in Schedule Commercial Banks Advances. Global Research Review, Bi-annual Research Journal of Finance and Management Scholars Association of Kerala, 2(2), 203-208.
• Sanitha, A. C. (2013). Fish Production in Kerala: An Overview. Research Scholar, Peer Reviewed Quarterly Interdisciplinary Research Journal, Scholars Association of Kerala, 3(1), 177-182.
• Sanitha, A. C. (2013). Performance Evaluation of Khadi and Village Industries Association Units in Avinissery Panchayath, Thrissur Dt. Lux Montis-Biannual Research Journal, 1(1), 73-80.
• Sanitha, A. C. (2013). Progress of Self-Help Groups in Kerala. PRIMAX International Journal of Human Resource (PIJHR), 1(1), 62-66.
• Sanitha, A. C. (2013). Effectiveness of MGNREG Scheme: A Case Study. Discoursse Bi-annual Interdisciplinary Research Journal, 1(1), 171-176, St. Xavier’s College for Women-Ekm-Kerala.
• Sanitha, A. C. (2013). Deployment of Funds in Primary Service Co-operative Banks: An Empirical Study. Xavierien Journal of Research in Commerce (XJORC), 1(1), 89-94.
• Sanitha, A. C. (2013). Attitude of Borrowers towards Co-operative Sector: A Case Study. Rajagiri Management Journal, 7(2), 59-65. [EBSCO]
• Sanitha, A. C. (2014). IT and Co-operative Banking: A Study on DCB in Thrissur District. Indian International Research Journal of Management Studies and Social Sciences (IIRJMS), 1(1), 132-136.
• Sanitha, A. C. (2014). Financial Engineering: A Theoretical Aspect. Gurukulam Journal of Management (FJMR), 1(1), 70-79.
• Sanitha, A. C. (2015). Foreign Direct Investment in India. Business Science International Research Journal, 1(1), 28-35.
• Sanitha, A. C. (2015). Study about the Bottlenecks of Co-operative Banks. International Journal of Commerce and Management Research (PIJCMR), Special Issue, 191-194.
• Sanitha, A. C. (2014). Trend of Agricultural Credit in Kerala. Business Science International Research Journal, IMFR, 2(1), 191-195.
• Sanitha, A. C. (2014). Evaluation of District Co-operative Banks in Kerala: On the basis of Agricultural Credit. VISTAS A Multidisciplinary Research Journal, 3(1), 2319-5770.
BOOK CHAPTERS (COUNT)
• Sanitha, A. C. (2013). Deposit Management in Kodungallur Town Co-operative Bank Ltd. No. 102: A Case Study. In Global Economic Turbulence and Its Implications on Indian Financial Environment (pp. 193-198), Bangalore, Karnataka: Kristu Jayanthi College (Autonomous).
• Sanitha, A. C. (2014). Core Banking and Co-operatives in Kerala: A Bird’s Eye View. In Trends and Challenges in Indian Business Management (pp. 74-77), Bangalore, Karnataka: Archers and Elevators Publishing House.
• Sanitha, A. C. (2014). Franchising: A Theoretical Framework. In Franchising – A Gateway for Growth (pp. 121-134), Chennai: FMJP Publishers.
• Sanitha, A. C. (2014). SWOT Analysis of KSFE. In Chit Fund Industry Emerging Trends (pp. 45-50), New Delhi: Sonali Publications.
• Sanitha, A. C. (2014). Agricultural Credit in Kerala. In The Contours of Indian Banking (pp. 123-129),. Madurai: Shanlax Publications.
• A Study on Deployment of Funds in PACS: A Case Study at the International Conference on “International Marketing in Asia Pacific – Issues and Challenges” conducted by GRD Institute of Management – Coimbatore, Tamil Nadu (2013)
• Deposit Management in Kodungallur Town Co-operative Bank Ltd. No. 102: A Case Study at the International Conference on “Global Economic and Turbulence and its Implication on Indian Financial Environment” conducted by the Dept. of Commerce, Kristu Jayanti College (Autonomous), Bangalore (2013)
• Financial Engineering – A Theoretical Aspect at the International Conference on “Trends and Challenges in Global Business Management-PLACITUM 2013” conducted by the Dept. of Management Studies, Sree Narayana Gurukulam College of Engineering, Kolenchery, Ernakulam (2013)
• State Bank Group in Kerala-A Comparative Analysis at the UGC sponsored International Conference on “Financial Markets: Issues and Challenges” conducted by the Dept. of Commerce and Financial Studies, Bharathidasan University-Thiruchirappilli, TN (2014)
• IT and Co-operative Banking: A Study on DCB in Thrissur District at the International Conference on “International Business Scenario in Indian Context” conducted by the Dept. of Commerce, Sacred Heart College, Tirupattur – TN (2014)
• Franchising- A Theoretical Framework at the International Conference on “Retail Franchising- A Gateway for Growth” conducted by the Dept. of Commerce, University of Madras-TN (2014)
• Financial Inclusion and NABARD at the International Conference on “Financial Inclusion from Obligation to Opportunity” Dept. of Management conducted by CMR Institute of Management, Bangalore (2014)
• Core Banking and Co-operatives: A Birds Eye View at the International Conference on “Trends and Challenges in Indian Business Management-PLACITUM 2014” conducted by the Dept. of Management Studies, Sree Narayana Gurukulam College of Engineering, Kolenchery, Ernakulam (2014)
• Trend of Agricultural Credit in Kerala: A Study on PACS and PCARDBs at the International Conference on “Management, Business and Economics” conducted by the International Multi-Disciplinary Research Foundation, Pondicherry (2014)
• Study on Investors Preference to Mutual Funds: With Special Reference to Investors in Ernakulam District at the National Seminar on “Indian Capital Market: Past, Present and Future” conducted by the PG Dept. of Commerce and Management Studies, Sacred Heart College, Chalakudy, Thrissur, Kerala (2013)
• Impact of MGNREG Scheme on Workers: A Case Study at the National Seminar on “Human Resource Management in India: Challenges and Opportunities” conducted by the PG and Research Dept. of Commerce, St. Albert’s College-Ernakulam (2013)
• Performance Evaluation of Khadi and Village Industries Association Units in Avinissery Panchayath-Thrissur District at the UGC Sponsored National Seminar on “The Impact of Globalization on the MSME sector of Kerala’ conducted by the Dept. of Commerce, CMS College, Kottayam, Kerala (2013)
• Progress SHG’s in Kerala at the UGC Sponsored National Conference on “Financial Literacy towards Financial Inclusion” conducted by the Dept. of Commerce, Sree Vyasa NSS College, Vadakanchery, Thrissur, Kerala (2013)
• Agricultural Credit in Kerala at the National Seminar on “The Counters Contours of Indian Banking” conducted by Kerala Agricultural University, Thrissur (2013)
• Attitude of Borrowers towards Co-operative Sector: A Case Study at the UGC Sponsored National Conference on “Inclusive Innovation and Sustainable Growth: The Millennium Challenges” conducted by Rajagiri College of Social Sciences, Kochi (2013)
• E-commerce – A theoretical Framework at the 66th All India Commerce Conference on “Inclusive Growth and Sustainability-Role of Commerce Educational in India” conducted by All India Commerce Association, Bangalore (2013)
• Progress of Kerala State Co-operative Bank at the AICTE sponsored National Seminar on “Role on Banking and Financial Sectors in Turbulent Global Scenario” conducted by the Dept. of Management Studies, Sree Vidyanikethan Institute of Management, Tirupati, Andhra Pradesh (2014)
• Evaluation of DCB in Kerala- On the basis of Agricultural Credit National Workshop on “Basics of Modern Research”, PG and Research Dept. of Commerce, St. Joseph’s College, Irinjalakuda, Thrissur (2014)
• Guest Lecture on Overview of GST at the Introduction to GST conducted by Vilopilli Sreedhara Menon HSS, Ollur , Thrissur (2021)
FDP/Workshops/Certificate Courses
• Research Methodology and Data Analysis including SPSS, R, AMOZ, SEM etc. at various educational Institutions (2012-2017)